6 Unexpected Benefits Of Home Insurance

​Home insurance is frequently the most neglected policy type, yet it is a necessity. When damage to your home and possessions occurs or if you have huge liability exposure, home insurance coverage is intended to help safeguard your financial situation. 

You might be surprised, but your home insurance policy provides other coverage besides protection for personal property and liability insurance. Here are some unexpected things that your home insurance should cover. 

1. Protection From Theft
   Suppose someone has broken into your house. In these unpleasant situations, having homeowners insurance will be beneficial. Home insurance covers the property damage expense to your home and the cost of stolen possessions.
   
   
2. Identity Theft
   Some home insurance policies include the coverage of rebuilding your credit, such as legal bills, lost earnings, and notary fees if your identity is stolen. Insurance companies typically include coverage for identity theft in their regular policy. But they also offer optional coverage that you can add for a fee.
   
   
3. Protection From Natural Disasters
   Unfortunately, natural disasters happen unexpectedly, and you cannot control if they harm your home. Home insurance protects your house from the damage caused by fires, floods, and tornadoes. Home insurance covers the cost of repairs which can help you save money.
   
   
4. Protection From Lawsuits
   If someone gets hurt on your property, a lawsuit is filed against you. Your home insurance should protect you from litigation by covering your medical and legal expenses.
   
   
5. Injuries Caused by Animals
   Certain home insurance policies like personal liability coverage can help cover legal and medical expenses if your pet hurts someone who doesn't live with you and they file a case against you.
   
   
6. Hotel Expenses
   If the damage to your house is severe enough to require a covered claim for repairs, you need a temporary house. The most common home insurance offers loss of use coverage, known as additional living expenses coverage.
   
   Your additional living expenses insurance may assist with the costs of a temporary residence. It includes the price of a hotel stay and the cost of a short-term rental house.

Protect Your Home 
A home is a place where we can feel safe and protected. There are many different house insurance plans available that offer various levels of coverage depending on your need. Home insurance guarantees your family's safety from many risks, provides financial security, and may even provide significant financial benefits.

At Jacobs Insurance Solutions, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (817) 485-8989. Get your free quote today by CLICKING HERE. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!