Jacobs Insurance Solutions
  • Home
  • About
    • Insurance Carriers
    • Client Testimonials
    • Refer a Friend
    • Locations
  • Products
    • Auto Insurance >
      • Classic Car Insurance
      • RV Insurance
      • ATV Insurance
      • Snowmobile Insurance
    • Business Insurance >
      • Insurance Bonds
      • Workers Compensation
      • Event Insurance
      • Business Owners Package (BOP) Insurance
    • Life Insurance
    • Property Insurance >
      • Home Insurance
      • Condo Insurance
      • Renters Insurance
      • Flood Insurance
      • Landlords Insurance
    • Health Insurance
    • Motorcycle Insurance
    • Boat Insurance
    • Umbrella Insurance
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Change
    • Proof of Insurance
    • Contact My Carrier
    • Free Consultation
  • Blog
  • Contact

​Jacobs Insurance Solutions Blog

Does Home Insurance Cover Disaster Damage?

4/10/2023

0 Comments

 
Picture
​Typical home insurance coverage shields you against unforeseen events that could ruin your house. However, policies differ based on the neighborhood, coverage, and house. Check out these disasters that house insurance covers for your peace of mind.
Disasters Covered By Home Insurance
  1. Tornadoes
    Tornadoes can damage your home and personal belongings due to severe winds, flying debris, and fallen trees. Home insurance should protect you from these damages. If the wind has damaged your roof and windows, the insurance should cover you unless these damages are excluded from your chosen policy. 

    On the other hand, most insurance companies require areas prone to tornadoes to have separate disaster deductibles.

  2. Fire
    The coverage includes the destruction and removal of damaged items and personal possessions. However, expensive objects like jewelry and fine art may only be partially or not covered If they are not scheduled property. 

    There are no coverage restrictions except for your policy limit, geographic area, and the case of fire (intentional or not). 

  3. Lightning
    Your home insurance coverage should cover the damage if lightning strikes and damages your home wiring and leads to your roof bursting into flames which strikes a branch that falls onto your roof or creates a power surge that destroys your appliances.

  4. Explosion
    Home insurance covers numerous explosions, including those brought on by earthquakes. However, most insurance policies do not cover outbreaks caused by nuclear, intentional, and criminal acts. 

  5. Volcanoes
    Damages due to volcanic explosions, such as lava flow, dust, and ashes, are covered by home insurance. The smoke and fire caused by volcanic eruptions are also covered, but damages from quakes during outbreaks are not covered.
​
Home Insurance: Your Protection Against Disasters
These are just a few disasters that most insurance companies cover. Some of these are offered by insurance companies, while others are not. When buying home insurance, it’s important to ask about the list of disasters they could provide coverage for to make an informed decision about the company, the policy, and the level of protection you need.

At Jacobs Insurance Solutions, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays, and we're here to help you. Learn more about our products and services by calling our agency at (817) 485-8989. You can also request a free quote by CLICKING HERE. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!
0 Comments



Leave a Reply.

    Contact Us

    (817) 485-8989
    1000 Texan Trail, Suite 105
    Grapevine, TX 76051​​
    Click Here to Email Us​​

    Archives

    July 2023
    June 2023
    May 2023
    April 2023
    March 2023
    February 2023
    January 2023
    December 2022
    November 2022
    October 2022
    September 2022
    August 2022
    July 2022
    June 2022
    August 2019
    February 2015

    Categories

    All
    Auto Insurance
    Business Insurance
    FAQs
    Financial
    Flood Insurance
    Health Insurance
    Home Insurance
    Insurance
    Life Insurance
    Local
    Motorcycle Insurance
    Safety

    RSS Feed

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login

Social Media

Grapevine, TX Office

1000 Texan Trail
Suite 105
Grapevine, TX 76051​
(817) 485-8989
Click Here to Email Us
Downtown Grapevine Wiki photo by Renelibrary | CC-BY-SA-4.0 | Website by InsuranceSplash
  • Home
  • About
    • Insurance Carriers
    • Client Testimonials
    • Refer a Friend
    • Locations
  • Products
    • Auto Insurance >
      • Classic Car Insurance
      • RV Insurance
      • ATV Insurance
      • Snowmobile Insurance
    • Business Insurance >
      • Insurance Bonds
      • Workers Compensation
      • Event Insurance
      • Business Owners Package (BOP) Insurance
    • Life Insurance
    • Property Insurance >
      • Home Insurance
      • Condo Insurance
      • Renters Insurance
      • Flood Insurance
      • Landlords Insurance
    • Health Insurance
    • Motorcycle Insurance
    • Boat Insurance
    • Umbrella Insurance
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Change
    • Proof of Insurance
    • Contact My Carrier
    • Free Consultation
  • Blog
  • Contact