Jacobs Insurance Solutions
  • Home
  • About
    • Insurance Carriers
    • Client Testimonials
    • Refer a Friend
    • Locations
  • Products
    • Auto Insurance >
      • Classic Car Insurance
      • RV Insurance
      • ATV Insurance
      • Snowmobile Insurance
    • Business Insurance >
      • Insurance Bonds
      • Workers Compensation
      • Event Insurance
      • Business Owners Package (BOP) Insurance
    • Life Insurance
    • Property Insurance >
      • Home Insurance
      • Condo Insurance
      • Renters Insurance
      • Flood Insurance
      • Landlords Insurance
    • Motorcycle Insurance
    • Boat Insurance
    • Umbrella Insurance
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Change
    • Proof of Insurance
    • Contact My Carrier
    • Free Consultation
  • Blog
  • Contact

​Jacobs Insurance Solutions Blog

What Type Of Insurance Do You Need For Cleaning Businesses?

3/27/2023

0 Comments

 
Picture
​Employee illness, property damage, and bodily harm are just a few dangers that might jeopardize your cleaning company's financial health if you're not appropriately insured. Cleaning insurance is intended to protect you from the negative consequences of these risks, allowing you to continue in business and remain successful.
1. Business Owners Policy
You've invested some money in your company as a business owner. You may have purchased commercial cleaning goods such as vacuum cleaners, buffers, personal protective equipment, and cleaning supplies. If this applies to you, be aware that you have tangible investments that must be safeguarded.

Property insurance covers the cost of replacing or repairing your covered equipment if it is lost or damaged as a result of:
  • A few weather occurrences
  • Fire
  • Theft
  • Vandalism

2. General Liability Insurance

You've heard this coverage referred to as "slip-and-fall insurance." For small cleaning firms, that's a good way to remember its importance. As you are aware, the danger of falls, stumbles, and slips are quite real in your work area. 

Also, if a visitor to your client stumbles on your newly polished floors, your client might be sued for damages. As a result, that client may shift the responsibility to your janitorial service. This is when general liability insurance might come in handy. This policy kicks in effect when your company-issued for:
  • Injuries to third parties 
  • Your work has resulted in property damage 
  • Injuries caused by advertising 

3. Janitorial Bond
Janitorial bonds (a surety bond) demonstrate that an insurance firm backs your work to prospective clients. When a client sees the phrase "bonded" on your website or marketing material, they understand that your bond provider will cover the replacement expenses if your employee steals or damages something.

4. Workers' Compensation Insurance
A successful cleaning business necessitates the use of human resources. Consider how much you rely on your workers to do. Unfortunately, injuries are rather prevalent among cleaning professionals, and it is your company's job to ensure that injured workers receive the medical attention they require.

Carrying workers' compensation insurance might help you avoid paying for medical expenses out of your pocket. Even if you have one employee, most states require you to have this coverage. It can help pay for:
  • Lawsuits over worker injuries
  • Employee medical bills and replacement wages

Conclusion
Having the appropriate forms of insurance is critical to establishing your company as a reliable and professional cleaning service. It will assist in reassuring your consumers that you are looking out for their best interests.

At Jacobs Insurance Solutions, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays and we're here to help you out. Learn more about our products and services by calling our agency at (817) 485-8989. You can also request a free quote by CLICKING HERE. Any coverage discussed is not guaranteed. Contact us today to go over your specific needs and we are happy to help you find a policy that works for you and your budget!
0 Comments



Leave a Reply.

    Contact Us

    (817) 485-8989
    1000 Texan Trail, Suite 105
    Grapevine, TX 76051​​
    Click Here to Email Us​​

    Archives

    April 2023
    March 2023
    February 2023
    January 2023
    December 2022
    November 2022
    October 2022
    September 2022
    August 2022
    July 2022
    June 2022
    August 2019
    February 2015

    Categories

    All
    Auto Insurance
    Business Insurance
    FAQs
    Financial
    Flood Insurance
    Health Insurance
    Home Insurance
    Insurance
    Life Insurance
    Local
    Motorcycle Insurance
    Safety

    RSS Feed

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login

Social Media

Grapevine, TX Office

1000 Texan Trail
Suite 105
Grapevine, TX 76051​
(817) 485-8989
Click Here to Email Us
Downtown Grapevine Wiki photo by Renelibrary | CC-BY-SA-4.0 | Website by InsuranceSplash
  • Home
  • About
    • Insurance Carriers
    • Client Testimonials
    • Refer a Friend
    • Locations
  • Products
    • Auto Insurance >
      • Classic Car Insurance
      • RV Insurance
      • ATV Insurance
      • Snowmobile Insurance
    • Business Insurance >
      • Insurance Bonds
      • Workers Compensation
      • Event Insurance
      • Business Owners Package (BOP) Insurance
    • Life Insurance
    • Property Insurance >
      • Home Insurance
      • Condo Insurance
      • Renters Insurance
      • Flood Insurance
      • Landlords Insurance
    • Motorcycle Insurance
    • Boat Insurance
    • Umbrella Insurance
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Change
    • Proof of Insurance
    • Contact My Carrier
    • Free Consultation
  • Blog
  • Contact